Craft frictionless customer experiences with one-click checkouts and seamless subscription services using payment tokenization. A unique token, generated during the initial purchase, securely identifies your customer across your sales channels, ensuring subsequent purchases are effortless.
Payment tokenization
Optimize the checkout experience with payment tokenization
Enhanced security
Tokenization replaces sensitive payment data with nonsensitive tokens, reducing the risk of data breaches and fraud by preventing exposure of actual payment information.
No chargebacks worries
Payment tokens significantly reduce chargeback risk by enhancing transaction security and traceability, making it challenging to dispute legitimate transactions.
One token for all channels
Use the same token across all your sales channels to provide a seamless, secure one-click payment experience for your customers, simplifying the process for additional purchases.
Get better insights
Securely track transactions and access deep customer insights through API. Simplify targeted deals, offers, and communication while predicting behavior and identifying risks more effectively.
Non-stop subscriptions
Forget about expired card details and authorization failures that lead to churn, and effortlessly manage subscription-based services with uninterrupted access for your customers.
One-click checkout
Unlock a frictionless checkout experience with one-click payments, allowing your recurring customers to complete purchases instantly and effortlessly.
How it works
Data collection
The customer provides their personal details once during the initial purchase.
How it works
Token generation
The sensitive data is instantly converted into a unique token using advanced encryption algorithms. These tokens are random strings with no intrinsic value or meaning outside of the secure payment system.
How it works
Secure token usage
When a transaction needs to be processed, we securely map the token sent from your checkout to our systems with the original payment data. This allows the transaction to be completed without exposing sensitive information.
Payment tokenization
Gain access valuable to insights
Our API endpoints for tokenized payments offer valuable insights into customer behavior and purchasing patterns. Access real-time data on remaining credit, monitor behavior, and identify high-risk or high-churn individuals. Leverage these insights to refine customer profiles, deliver personalized offers, and enhance engagement and marketing performance.
Spot high-risk or high-churn individuals early
Anticipate future customer behaviour and preferences
Access real-time data on remaining credit through Zaver
Payment tokenization
Eliminate PCI hassles
By not handling card data, you significantly reduce the time and resources needed for PCI compliance. This approach cuts costs associated with security assessments, minimizes the risk of data breaches, and allows you to focus on your core operations while ensuring robust payment security through Zaver.
Let’s get into the details
All the nitty-gritty stuff you might want to know about Zaver – Payment tokenization.
FEATURES
Channel
Omnichannel
Direct Debit
Tokenization availability
Individual credit limits
Payment guarantee
Integration
*Disclaimer: Terms may vary depending on the market.
FAQ
Got questions? We've got answers!
Can the same token be used across different payment channels?
Yes, the same token can be used to identify recurring customers across various payment channels, both online and in-store, ensuring a seamless and unified payment experience.
What is payment tokenization?
Payment tokenization replaces sensitive payment information, such as bank account numbers or other financial data, with a unique, randomly generated token. This token securely represents the original payment details during transactions, ensuring that sensitive information is never exposed or stored.
Zaver's cardless tokenized payment solution is ideal for recurring and subscription-based payments, allowing you and your customers to benefit from seamless one-click payments and uninterrupted services.
What measures are in place to ensure payment security?
At Zaver, we take a proactive approach to security and fraud prevention by developing tailored processes and machine learning models. While others may rely on generic AI solutions, we focus on creating customized algorithms that align with our rigorous standards for acceptance and risk assessment, supported by human expertise. Our comprehensive Know Your Customer (KYC) procedures and strict adherence to anti-money laundering (AML) regulations are integrated into these bespoke models to ensure the highest level of transaction integrity.
By employing advanced encryption methods, we protect your data during transmission and storage, minimizing the risk of unauthorized access and data breaches. This approach allows you to focus on growing your business with confidence, knowing that your security is handled with precision and care.
Furthermore, we are under the supervision of the Swedish Financial Supervisory Authority, as a Payment Institution.
Zaver Payments
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