Pay end of month

Unlimited access, one monthly charge.

Save your customers time by consolidating multiple transactions into one monthly payment, allowing them to conveniently pay post-salary while you secure cash flow with instant payouts.

Contact sales

Illustration of monthly purchases with a calendar showing payment collected at the end of the month.

Pay with a click

Enable your customers to make recurring payments effortlessly with a single click and pay collectively once a month with payment tokenization.

Individual credit limits

Personalized credit limits based on financial capabilities manages credit risk and ensures that you customers can handle their consolidated charges.

Cut down costs

Reduce the total cost and time spent on collecting, managing, and reconciling recurring payments. Let us handle it for you.

Illustration of a taxi booking interface with the option to pay monthly, set against a background filled with various purchases made throughout the month.

Digital interface showing 'Your purchases - September' with a 400 € badge and three mapped purchase locations in July.

Illustration showing how Zaver handles all payment communications, using app notifications in this example.

EV charging / Fuel

EV Charging for Porsche Germany

Porsche pioneers Europe’s first cardless, tokenized payment rail powered by Zaver in Germany for their EV charging app. This, combined with the end-of-month payment product, ensures a steady revenue stream while offering customers uninterrupted access, setting a new standard in electric vehicle charging convenience.

Learn more

Image of a father helping his kid charge an electric vehicle.

Retail

Process carts that others can't

Process transactions of any size, anywhere – in-store, online, or in the field. As far as we know, we offer the world’s first fully size-agnostic payment solutions, delivering exceptional conversion rates for both life’s smallest and largest purchases.

Learn more

Health & Wellness

Make treatments more accessible with BNPL

Unlock the power of flexible payments to make your services more accessible and attract more customers. With Zaver, you get paid instantly – ensuring steady cash flow – while your clients enjoy the freedom to access your services without the full upfront cost. Plus, with seamless pre-qualification at booking, you can easily charge the right amount after their appointment with just one click. It's effortless for you, and seamless for them.

Learn more

Traveling & Booking

From online booking to check-out

Make traveling more accessible for your customers with Buy Now, Pay Later (BNPL) options. You’re guaranteed to receive funds while having the flexibility to charge the correct amount once the tab is closed. This all happens seamlessly, without any interaction needed from the customer, allowing them to relax and focus on their experience.

Learn more

Automotive

No more waiting – close deals instantly.

Zaver’s payout solution enable real-time payments, allowing for instant deal closures at the point of sale, simplifying trade-in management and enhancing cash flow. Agents can leverage Zaver to easily trade and purchase used cars directly from consumers, settle transactions with the OEM instantly, and release new vehicles within minutes.

Learn more

Let’s get into the details

All the nitty-gritty stuff you might want to know about Zaver – Pay end of month.

FEATURES

Channel

Omnichannel

Direct Debit

Tokenization availability

Individual credit limits

Payment guarantee

Integration

Direct integration via

Plug-and-Play or REST APIs

E-commerce platforms

Shopware, Magento, WooCommerce, XT commerce, and more.

DMS Integration

Pinewood, Sams/eDeal, Verendus

Developer’s resources

*Disclaimer: Terms may vary depending on the market.

FAQ

Got questions? We've got answers!

Help Center

How often do you make disbursements, and when will I receive the funds?

We offer tailored schedules with daily, weekly, or monthly payouts to meet your specific needs. Daily payouts are immediate, which often means the funds are available to you on the same business day – sometimes even within minutes. Our goal is to ensure you receive your funds promptly and reliably.

What measures are in place to ensure payment security?

At Zaver, we take a proactive approach to security and fraud prevention by developing tailored processes and machine learning models. While others may rely on generic AI solutions, we focus on creating customized algorithms that align with our rigorous standards for acceptance and risk assessment, supported by human expertise. Our comprehensive Know Your Customer (KYC) procedures and strict adherence to anti-money laundering (AML) regulations are integrated into these bespoke models to ensure the highest level of transaction integrity.

By employing advanced encryption methods, we protect your data during transmission and storage, minimizing the risk of unauthorized access and data breaches. This approach allows you to focus on growing your business with confidence, knowing that your security is handled with precision and care.

Furthermore, we are under the supervision of the Swedish Financial Supervisory Authority, as a Payment Institution.

What happens if a customer don't qualify for credit?

If a customer is not qualified for credit, they will be informed of their ineligibility and can be offered alternative payment options, such as paying upfront.

How do I track transactions?

You can easily track all transactions through our merchant dashboard, where you can monitor incoming payments, transaction statuses, and overall payment history.  

‍

If you prefer not to use our merchant portal, our API allows you to access the same transaction data directly within your own systems.

What is the “Pay end of month” payment method?

Pay at the end of the month allows your customers to accumulate their purchases over a period of time and receive a single consolidated invoice or charge at the end of the month, simplifying payment for recurring purchases.

Can I offer monthly invoicing alongside other payment methods?

Yes, you can offer monthly invoicing as one of several payment options, allowing your customers to choose the method that best suits their needs.

How do I handle refunds for purchases included in a monthly invoice?

If a customer returns an item or requires a refund, the refund amount will be adjusted on their monthly invoice. We handle the calculation and ensure that the invoice reflects the correct amount, providing an accurate and updated total.

Zaver Payments