Improve your liquidity and boost sales by offering your customers the flexibility to pay when and how they want. We will provide you with customized payment options that fits your business model. Probably with the highest conversion rates within high ticket baskets.
Pay later
Pay end of month
Pay over time
Pay now
Pay over time
Pay now
Pay end of month
Pay over time
Pay now
Account-to-Account
Pay later
Pay end of month
Pay later
Pay end of month
Zaver payments
Process carts that others can’t with size-agnostic payment methods
BNPL up to € 200,000
Our advanced scoring models deliver up to a 50%* higher acceptance rate compared to industry incumbents, empowering businesses to facilitate more high-value transactions with confidence.
90
%
acceptance rate
15
%
lift in AOV
*Based on findings from internal studies
Zaver Payments
Tailored payment methods with market leading acceptance rates
Zaver offers a wide range of payment options to accommodate various customer preferences and your business model.
Pay now
Enable your customers to effortlessly complete their purchases with a pay now solution designed to handle high-value transactions.
Pay later
Ensure customer satisfaction by offering the option to buy, try, and pay later – with no added interest or fees.
Pay over time
Empower your consumers to make high-value purchases with ease and confidence by providing them the ability to spread the cost over time.
Pay end of month
Save your customers time by consolidating multiple transactions into one monthly payment, allowing them to conveniently pay post-salary.
Payment tokenization
Unlock the power of one-click purchases and seamless subscriptions, making repeat transactions effortless and secure.
Account-to-Account
No cards, no trouble. Benefit from secure and reliable Account-to-Account (A2A) payments, enabling direct bank-to-bank transfers.
Trusted payment partner behind strong brands
Companies across a wide range of verticals trust Zaver with their payments.
FAQ
Got questions? We've got answers!
How do I get started with Zaver?
Ready to enhance your business with Zaver?
Follow these simple steps to get started:
1. Contact Our Sales Team: Start by filling out this form to get in touch with our sales team.
2. Business Information Collection: As a financial institution, Zaver complies with KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations. We will gather essential information about your business and its major stakeholders or top management.
3. Approval Process: Once your details are reviewed and approved, you'll receive your Zaver API credentials.
4. Integration: Use your API credentials to authenticate and complete the integration process in just a few steps.
Zaver API credentials ensure secure communication between your business and our services, protecting both parties and maintaining a safe transaction environment.
What is the pricing?
Our pricing is tailored to meet your company's unique needs and the specific solutions you're looking for. Contact us, and we’ll provide you with all the necessary information based on your requirements.
Do I need to integrate the service into my accounting or sales systems?
Not necessarily. You can use our web-based "Plug & Play" solution, which requires no integration and allows you to start using our services immediately through our intuitive dashboard. However, if you prefer a more tailored approach, our user-friendly REST APIs provide seamless integration with your existing accounting or sales systems.
How often do you make disbursements, and when will I receive the funds?
We offer tailored schedules with daily, weekly, or monthly payouts to meet your specific needs. Daily payouts are immediate, which often means the funds are available to you on the same business day – sometimes even within minutes. Our goal is to ensure you receive your funds promptly and reliably.
Is Zaver a licensed credit market company?
Yes, Zaver is fully licensed by the Swedish Financial Supervisory Authority (Finansinspektionen).
Zaver operates as a licensed credit market company (kreditmarknadsbolag) under the supervision of the Swedish Financial Supervisory Authority (Finansinspektionen). We conduct operations pursuant to the Swedish Act on Banking and Financing Business (lagen om bank- och finansieringsrörelse).
As a regulated entity, Zaver adheres to stringent legal, regulatory, and security standards. You can learn more about our commitments to our users, the terms of our services, and how we handle data in our General Terms & Conditions, Privacy Notice and our other terms of services.
What measures are in place to ensure payment security?
At Zaver, we take a proactive approach to security and fraud prevention by developing tailored processes and machine learning models. While others may rely on generic AI solutions, we focus on creating customized algorithms that align with our rigorous standards for acceptance and risk assessment, supported by human expertise. Our comprehensive Know Your Customer (KYC) procedures and strict adherence to anti-money laundering (AML) regulations are integrated into these bespoke models to ensure the highest level of transaction integrity.
By employing advanced encryption methods, we protect your data during transmission and storage, minimizing the risk of unauthorized access and data breaches. This approach allows you to focus on growing your business with confidence, knowing that your security is handled with precision and care.
Furthermore, we are under the supervision of the Swedish Financial Supervisory Authority, as a Payment Institution.
Ready to get started?
Contact us and we will help you find the perfect solution for your business.